A viral Reddit post accused a Tennessee Nissan dealership of sending out mailers in envelopes marked “The U.S. Department of the Treasury Bureau of the Fiscal Service,” a real agency in charge of handling the government finances.
The Reddit post shows a photo of the marked envelope with the repayment reduction notice from the car dealership. Some immediately questioned whether the post was real, noting that the return postage shows Florida, and Nissan Gallatin, the dealership listed on the paperwork that was supposedly enclosed, is in Tennessee. Nissan Gallatin has not been charged with any crime.
Other reports surface
Still, several other responses — some with photos of their own — claim they, too, received mailings from Nissan Gallatin in envelopes marked “The U.S. Department of the Treasury Bureau of the Fiscal Service.”
One comment said, “I’m like 90% sure I also [received] one like last week but I already threw it away so I can’t prove it.”
Another suggested it’s a problem not limited to Nissan Gallatin, saying, “I received the same from Clay Cooley in Dallas. I shredded it before I took a picture. The envelope saying something about a stimulus or $2,000 tax refund.”
One comment said, “I would absolutely report that to the postal inspectors and to the treasury. I’d go through my local congressperson’s office who probably has a staff member that would be more than happy to handle this.”
Some noted the return address, saying, “I’d like to see the return address. If the return address is to the dealership then they are forging envelopes, a federal crime. US Postal Inspectors are a level above the IRS in FAFO.”
A response added, in part, “It’s very possible that they created their own envelopes without the return address so that nothing gets sent back to the treasury and exposes them. Then the return envelope just has the dealership/financial department’s actual address.”
It’s likely a third-party
One possible explanation is that Nissan Gallatin outsources its mailers to an agency that made a mistake. One comment notes it’s “possible that this was mailed out by a third-party marketing company located in Florida. Which is more likely, since the USPS would easily catch the fraud you described.”
Another said, “It’s completely typical for businesses to use a direct mail marketing service that’s located on the other side of the country. Your local car salesman is not spending all day printing these out and licking envelopes lol.”
One comment claimed to have found an answer, stating, “THIS DIDN’T COME FROM THE CAR DEALERSHIP. I just googled the telephone number, and it’s associated with some nationwide car loan network. I guess you’re supposed to take it to your local car dealership and buy a car using these guys for your car loan financing.”
It added, “If you want to contact someone to complain, contact your state attorney general’s office. They usually have a consumer protection division that’s easy to contact.”
Published: Jan 16, 2026 10:54 am