avengers battle of new york
via Marvel Studios

Fans ponder if the MCU has superhero insurance, because it definitely should

It's definitely an option a lot of people would take up.

We’ve all seen the memes about superheroes “saving the city” and leaving a huge trail of destruction, devastation, and collateral damage in their wake, but how would that apply to the in-canon citizens of the Marvel Cinematic Universe?

Recommended Videos

You’d imagine that a massive amount of New York City residents, Sokovian nationals, S.H.I.E.L.D. employees, and property owners in general would be absolutely sh*tting bricks anytime a portal opens, or a superpowered smackdown between an Avenger and an intergalactic interloper takes to the streets.

With that in mind, Redditors have been pondering whether or not the general public of the 616 timeline can take out some sort of insurance policy in the event of untold devastation being caused by the latest in the never-ending string of battles to take place right outside their front doors.

The Falcon and the Winter Soldier sparked a huge debate over remuneration when Sam Wilson revealed that Earth’s Mightiest Heroes didn’t get paid for their efforts, and you’d expect insurance policies would fall under the same hotly-contested umbrella. After all, if the Hulk grabs your car and throws it at an alien, or Spider-Man gets thrown through several floors of your apartment building, there’s got to be a way of recouping some of the costs that would come from either repairs or relocation.

It’s a curious thought to say the least, but the longer you think about it, the deeper you get drawn into the rabbit hole of prospective ifs, buts, and maybes, although it’s not exactly unfair to say that compensation should be due.


We Got This Covered is supported by our audience. When you purchase through links on our site, we may earn a small affiliate commission. Learn more
related content
Read Article ‘Deadpool & Wolverine’ just took a swing towards bringing Tobey Maguire back to the MCU
Tobey Maguire as Peter 2 in Spider-Man: No Way Home
Read Article Is the Ant-Man skull in ‘Deadpool & Wolverine’ Scott Lang’s or Hank Pym’s?
X-Men cameos near a giant Ant-Man head in Deadpool & Wolverine
Read Article Can Deadpool die?
Deadpool & Wolverine
Read Article The Fantastic Four vs. the Avengers update leaves a multiverse of Marvel fans devastated
Thor looks shocked and Pedro Pascal exposes his tongue superimposed over the cast of 2005's Fantastic Four
Read Article Giancarlo Esposito officially joins MCU, but the crucial point of his deal has already disappeared into oblivion
Giancarlo Esposito joins MCU
Related Content
Read Article ‘Deadpool & Wolverine’ just took a swing towards bringing Tobey Maguire back to the MCU
Tobey Maguire as Peter 2 in Spider-Man: No Way Home
Read Article Is the Ant-Man skull in ‘Deadpool & Wolverine’ Scott Lang’s or Hank Pym’s?
X-Men cameos near a giant Ant-Man head in Deadpool & Wolverine
Read Article Can Deadpool die?
Deadpool & Wolverine
Read Article The Fantastic Four vs. the Avengers update leaves a multiverse of Marvel fans devastated
Thor looks shocked and Pedro Pascal exposes his tongue superimposed over the cast of 2005's Fantastic Four
Read Article Giancarlo Esposito officially joins MCU, but the crucial point of his deal has already disappeared into oblivion
Giancarlo Esposito joins MCU
Author
Scott Campbell
News, reviews, interviews. To paraphrase Keanu Reeves; Words. Lots of words.