Woman reportedly foils plan to scam her after receiving a text and call about a $900 GameStop purchase: ‘as smart as she is beautiful’

A woman reportedly received a text asking if she had tried to spend more than $900 at GameStop. It appeared to come from her bank. Her husband, TikTok creator kravhiit, described the alleged incident in a video, saying the message told her to “reply yes or no.” She replied no, and her phone rang within about a minute.

The caller allegedly claimed to work in the bank’s fraud department and knew the last four digits of the couple’s account number. That kind of information can make a scam seem legitimate, as another woman discovered when scammers posing as her bank convinced her to hand over her life savings, even after she checked the caller’s number.

He narrates that she did not stay on the line. Her husband praised her, saying, “My wife is as smart as she is beautiful.” She told the caller she would contact the bank herself before hanging up, he explained.

He said it wasn’t the bank

According to her husband, when she contacted the bank, its staff told her they had not tried to reach her and that no such charge had been made. They also confirmed that the phone number used for the call and text was not an official bank number. It appears that by calling the bank herself, she reportedly avoided falling for the scam.

The video does not identify the bank or explain how the caller obtained the last four digits of the account number. It includes a screenshot of the text message but offers no further details about who sent it.

The Federal Trade Commission has warned about this tactic. Scammers send fake bank alerts about purchases their victims never made, then call anyone who responds while posing as the bank’s fraud department. They may also spoof caller ID to make a number appear legitimate. Some people have lost tens of thousands of dollars after a call that seemed to come from their bank. 

Viewers shared their own experiences with bank calls in the comments. One wrote that they had “hung up on them and called my Bank and it was not my Bank!!” Another pointed out that “my bank does have a fraud department and they do call.” Banks do sometimes contact customers about suspicious transactions, which can make an unexpected call difficult to judge. One of the most-liked comments, with more than 1,400 likes, read, “Always assume you are being scammed.”

The creator advises viewers to “always hang up and call them back on the number that is on the back of your card or off their official website.” He ended the video with a simple warning: “Be safe. There’s lots of scammers out there.”